Having both the opportunity and the financial means to live where one chooses, without discrimination, are key civil rights. They unlock opportunities in many other aspects of life important to healthy families and communities, such as education, employment, and voting. Many decades of legalized discrimination prior to the Civil Rights Movement carried momentum that continues to be seen and felt. Present-day discriminatory practices compound the problem. All of us – government, landlords, home sellers, real estate agents, and lenders – must do our part to foster fair housing and fair lending.